The vast majority of personal injury claims – car accidents, slip and falls, workplace injuries – are resolved long before anyone steps foot in a courtroom. Settlement is the name of the game, a pragmatic and often efficient way for injured parties to receive compensation and for defendants (or their insurers) to mitigate risk and legal costs. But sometimes, despite everyone’s best efforts (or perhaps because of their worst), settlement remains elusive. The claim doesn’t just stall; it escalates, heading down the path to trial.
So, why does this happen? Why do some personal injury claims stubbornly refuse to settle, forcing both sides into the often costly, time-consuming, and unpredictable arena of court? It’s rarely a single reason, but rather a confluence of factors that can create an impasse. Understanding these roadblocks is crucial for anyone involved in a personal injury claim, whether as a claimant or a potential defendant.
The Unsettling Truth: Core Disagreements